/* loonr.nl — "Clean Dutch fintech". Mobile first. */
@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/inter-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:Inter;font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/inter-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Inter Fallback";src:local("Arial");size-adjust:107.12%;ascent-override:90.44%;descent-override:22.52%;line-gap-override:0%}

:root{
  --blue:#0B5FFF;--blue-d:#0848C7;--blue-50:#EAF1FF;--yellow:#FFB800;--yellow-50:#FFF6DB;
  --bg:#F7F9FC;--card:#FFFFFF;--text:#0F172A;--muted:#475569;--line:#E2E8F0;--soft:#EEF2F8;
  --link:#0B5FFF;--ok:#05603A;--ok-bg:#E6F6EE;--err:#B42318;--err-bg:#FDECEA;--warn:#8A4B00;
  --navy:#0F172A;--on-blue:#F2F6FF;
  --shadow:0 1px 2px rgba(15,23,42,.05),0 10px 30px -12px rgba(15,23,42,.12);
  --r:16px;--r-s:12px;
  --font:Inter,"Inter Fallback",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  color-scheme:light dark;
}
@media (prefers-color-scheme:dark){
  :root{--bg:#0A1020;--card:#111A2E;--text:#E7ECF6;--muted:#A9B6CB;--line:#24324D;--soft:#1A2541;
    --link:#8DB0FF;--blue-50:#16264D;--yellow-50:#2A2312;--ok:#7BE0B0;--ok-bg:#0F2E22;--err:#FFA59C;--err-bg:#3A1714;--warn:#FFC966;
    --shadow:0 1px 2px rgba(0,0,0,.3),0 10px 30px -12px rgba(0,0,0,.5)}
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font:400 16px/1.6 var(--font);overflow-x:hidden;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--link);text-underline-offset:3px}
h1,h2,h3{font-weight:700;line-height:1.2;letter-spacing:-.015em;margin:0 0 .5em}
h1{font-size:clamp(28px,7vw,44px);letter-spacing:-.025em}
h2{font-size:clamp(21px,4.6vw,26px)}
h3{font-size:19px}
p{margin:0 0 1em}
button,input,textarea,select{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:8px}
.i{width:20px;height:20px;flex:none}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
.narrow{max-width:780px}
.sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.small{font-size:14px;color:var(--muted)}
.skip{position:absolute;left:-9999px;top:8px;z-index:99;background:var(--blue);color:#fff;padding:12px 16px;border-radius:12px}
.skip:focus{left:16px}
main{display:block;outline:none}

/* header */
.top{background:var(--card);border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:8px;min-height:64px;position:relative}
.brand{display:inline-flex;align-items:center;min-height:48px;color:var(--text);text-decoration:none}
.brand svg{height:30px;width:auto;display:block}
.nav{display:flex;align-items:center;gap:2px}
.nav-link,.menu>summary{display:inline-flex;align-items:center;justify-content:center;gap:6px;min-height:48px;min-width:48px;padding:0 12px;border-radius:var(--r-s);color:var(--text);text-decoration:none;font-weight:700;font-size:15px;cursor:pointer}
.nav-link:hover,.menu>summary:hover{background:var(--soft)}
.menu>summary{list-style:none}
.menu>summary::-webkit-details-marker{display:none}
.menu .i-x,.menu[open] .i-menu{display:none}
.menu[open] .i-x{display:block}
.menu-panel{position:absolute;right:16px;top:60px;z-index:50;width:min(calc(100vw - 32px),340px);background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:8px}
.menu-panel ul{list-style:none;margin:0;padding:0}
.menu-panel a{display:flex;align-items:center;gap:12px;min-height:52px;padding:0 12px;border-radius:var(--r-s);color:var(--text);text-decoration:none;font-weight:700}
.menu-panel a:hover{background:var(--blue-50)}
.menu-panel .i{color:var(--blue)}
@media (max-width:420px){.menu>summary span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}.lang-switch .i{display:none}.nav-link,.menu>summary{padding:0 10px}}

/* breadcrumb */
.crumbs ol{display:flex;flex-wrap:wrap;list-style:none;margin:0;padding:4px 0 0;font-size:14px;color:var(--muted)}
.crumbs li{display:flex;align-items:center}
.crumbs li+li::before{content:"/";margin:0 8px;opacity:.6}
.crumbs a{display:inline-flex;align-items:center;justify-content:center;min-height:48px;min-width:48px;color:var(--muted)}
.crumbs span{display:inline-flex;align-items:center;min-height:48px}

/* badges, heads */
.badge{display:inline-flex;align-items:center;gap:6px;margin:0 0 12px;padding:5px 12px;border-radius:999px;background:var(--yellow-50);border:1px solid var(--yellow);font-size:14px;font-weight:700;color:var(--text)}
.badge .i{width:16px;height:16px}
.lead{font-size:18px;color:var(--muted);max-width:62ch}
.tool-head{margin:4px 0 20px}
.tool-head .lead{margin:0}

/* cards */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow)}
.card-h{font-size:13px;text-transform:uppercase;letter-spacing:.07em;color:var(--muted);margin:0 0 14px}

/* calculator */
.calc-grid{display:grid;gap:16px}
.calc-form{padding:20px}
.field{margin:0 0 18px}
.field:last-child{margin-bottom:0}
.lbl{display:block;font-weight:700;font-size:15px;margin:0 0 8px}
.inwrap{position:relative}
.in{display:block;width:100%;min-height:52px;padding:0 14px;font-size:18px;font-variant-numeric:tabular-nums;background:var(--card);border:1.5px solid var(--line);border-radius:var(--r-s);transition:border-color .15s}
.in:hover{border-color:#B8C4D6}
.in:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(11,95,255,.18)}
.in[aria-invalid=true]{border-color:var(--err)}
textarea.in{min-height:150px;padding:12px 14px;font-size:16px;line-height:1.5;resize:vertical}
.has-pre .in{padding-left:38px}
.has-suf .in{padding-right:60px}
.affix{position:absolute;top:0;bottom:0;display:flex;align-items:center;color:var(--muted);font-weight:700;pointer-events:none}
.affix.pre{left:14px}
.affix.suf{right:14px}
.affix[hidden]{display:none}
.hint{margin:8px 0 0;font-size:14px;color:var(--warn)}
.hint.err{color:var(--err)}
.slider{-webkit-appearance:none;appearance:none;display:block;width:100%;height:48px;margin:2px 0 0;background:transparent;cursor:pointer;--p:0%}
.slider::-webkit-slider-runnable-track{height:8px;border-radius:999px;background:linear-gradient(to right,var(--blue) var(--p),var(--soft) var(--p))}
.slider::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;margin-top:-10px;border-radius:50%;background:#fff;border:3px solid var(--blue);box-shadow:0 2px 6px rgba(15,23,42,.25)}
.slider::-moz-range-track{height:8px;border-radius:999px;background:var(--soft)}
.slider::-moz-range-progress{height:8px;border-radius:999px;background:var(--blue)}
.slider::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--blue)}
.seg{display:flex;gap:4px;padding:4px;background:var(--soft);border-radius:14px}
.seg button{flex:1 1 0;min-width:48px;min-height:48px;padding:0 10px;border:0;border-radius:10px;background:transparent;font-weight:700;font-size:15px;cursor:pointer;transition:background .15s,color .15s}
.seg button:hover{background:var(--card)}
.seg button[aria-pressed=true]{background:var(--blue);color:#fff;box-shadow:0 2px 8px -2px rgba(11,95,255,.6)}
.seg-many{display:grid;grid-template-columns:repeat(auto-fit,minmax(52px,1fr))}
.more{margin:4px 0 0;border-top:1px solid var(--line)}
.more>summary{display:flex;align-items:center;gap:8px;min-height:52px;font-weight:700;color:var(--link);cursor:pointer;list-style:none}
.more>summary::-webkit-details-marker{display:none}
.more>summary .i{transition:transform .2s}
.more[open]>summary .i{transform:rotate(180deg)}
.more-in{padding-top:6px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.chip{min-width:56px;min-height:48px;padding:0 14px;border:1.5px solid var(--line);border-radius:999px;background:var(--card);font-weight:700;font-size:15px;cursor:pointer}
.chip[aria-pressed=true]{border-color:var(--blue);background:var(--blue-50);color:var(--link)}

.result{overflow:hidden}
.result-top{background:var(--blue);color:#fff;padding:20px 22px 18px;border-bottom:6px solid var(--yellow)}
.big-label{margin:0;font-size:15px;font-weight:700;color:var(--on-blue)}
.big{margin:2px 0 10px;font-size:clamp(40px,11vw,56px);font-weight:700;line-height:1.1;letter-spacing:-.03em;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.sub{display:flex;flex-wrap:wrap;justify-content:space-between;gap:4px 12px;margin:0;font-size:15px;color:var(--on-blue)}
.sub strong{color:#fff;font-variant-numeric:tabular-nums}
.result-body{padding:8px 22px 20px}
.rows{margin:0}
.row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:11px 0;border-bottom:1px solid var(--line)}
.row[hidden]{display:none}
.row dt{color:var(--muted);font-size:15px}
.row dd{margin:0;font-weight:700;text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
.row-strong dd{color:var(--link)}
.bd{margin-top:6px}
.bd>summary{display:flex;align-items:center;justify-content:space-between;min-height:52px;font-weight:700;cursor:pointer;list-style:none;border-bottom:1px solid var(--line)}
.bd>summary::-webkit-details-marker{display:none}
.bd>summary .i,.faq-item summary .i{transition:transform .2s;color:var(--link)}
.bd[open]>summary .i,.faq-item[open] summary .i{transform:rotate(180deg)}
.donut-fig{display:flex;align-items:center;gap:16px;margin:16px 0 4px}
.donut{flex:none;transform:rotate(-90deg)}
.donut-bg{stroke:var(--yellow)}
.donut-net{stroke:var(--blue);transition:stroke-dasharray .3s}
.donut-fig figcaption{display:flex;flex-direction:column;gap:2px;font-size:15px}
.dc-title{color:var(--muted);font-size:14px}
.key::before{content:"";display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:8px;background:var(--blue)}
.key-tax::before{background:var(--yellow)}
.tw{overflow-x:auto;max-width:100%}
.conv{width:100%;border-collapse:collapse;margin:8px 0 4px;font-variant-numeric:tabular-nums;font-size:15px}
.conv th,.conv td{padding:10px 6px;text-align:right;border-bottom:1px solid var(--line)}
.conv th:first-child,.conv td:first-child{text-align:left}
.conv thead th{font-size:13px;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.conv tr.is-sel{background:var(--blue-50)}
.conv tbody th{font-weight:700;white-space:nowrap}
.conv td{white-space:nowrap}
@media (max-width:400px){.conv th,.conv td{padding:10px 4px;font-size:14px}}
.actions{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:18px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 16px;border-radius:var(--r-s);border:1.5px solid var(--line);background:var(--card);color:var(--text);font-weight:700;font-size:15px;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.btn:hover{border-color:var(--blue)}
.btn-primary{background:var(--blue);border-color:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-d)}
.btn-block{display:flex;width:100%}
.est{display:flex;gap:8px;align-items:flex-start;margin:14px 0 0;font-size:13px;color:var(--muted)}
.est .i{width:16px;height:16px;margin-top:2px}

/* home */
.hero{padding:8px 0 32px}
.hero-in{display:grid;gap:20px}
.hero h1{margin-top:8px}
.quick{padding:20px}
.quick-out{background:var(--blue);color:#fff;border-radius:14px;padding:16px 18px;margin:4px 0 12px;border-bottom:6px solid var(--yellow)}
.tools-sec{margin:8px 0 32px}

/* facts, tool cards */
.facts{list-style:none;margin:28px 0 36px;padding:0;display:grid;gap:12px}
.facts li{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:12px 16px;display:flex;align-items:baseline;gap:12px}
@media (min-width:640px){.facts li{display:block;padding:14px 18px}}
.facts strong{display:block;flex:none;font-size:22px;color:var(--link);font-variant-numeric:tabular-nums}
.facts span{font-size:14px;color:var(--muted)}
.cards{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.tcard{display:grid;grid-template-columns:auto 1fr auto;gap:2px 14px;align-items:center;min-height:48px;padding:16px 18px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);color:var(--text);text-decoration:none;box-shadow:var(--shadow);transition:border-color .15s,transform .15s;height:100%}
.tcard:hover{border-color:var(--blue);transform:translateY(-1px)}
.tcard-ic{grid-row:1/3;display:flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:13px;background:var(--blue-50);color:var(--link)}
.tcard-ic .i{width:24px;height:24px}
.tcard-t{font-weight:700;font-size:17px}
.tcard-d{grid-column:2;font-size:14px;color:var(--muted);line-height:1.45}
.tcard-go{grid-column:3;grid-row:1/3;color:var(--link)}

/* ads */
.ad{margin:40px auto;min-height:300px;text-align:center}
.ad-label{display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}

/* prose */
.prose{max-width:760px;margin:32px 0}
.prose h2{margin-top:36px}
.prose h3{margin-top:24px}
.prose p,.prose li{font-size:17px;line-height:1.7}
.prose ul,.prose ol{padding-left:22px;margin:0 0 1em}
.prose li{margin-bottom:.35em}
.prose a{font-weight:700}
.prose,.faq-a{overflow-wrap:break-word}
table.t{width:100%;border-collapse:collapse;margin:8px 0 20px;font-size:15px;font-variant-numeric:tabular-nums;background:var(--card);border-radius:var(--r-s);overflow:hidden}
table.t th,table.t td{padding:10px 12px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
table.t thead th{background:var(--soft);font-weight:700}
.example{background:var(--yellow-50);border:1px solid var(--yellow);border-radius:var(--r);padding:4px 20px 8px}
.example h2{margin-top:20px}
.page-prose{margin-top:8px}
.page-prose h1{margin-bottom:.6em}
.mw-card{padding:20px;margin:24px 0 0}
.mw-card h2{font-size:20px}
table.mw tr.is-sel{background:var(--blue-50);font-weight:700}

/* faq */
.faq{max-width:760px;margin:40px 0}
.faq-item{background:var(--card);border:1px solid var(--line);border-radius:14px;margin:0 0 10px}
.faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:56px;padding:12px 18px;font-weight:700;font-size:17px;cursor:pointer;list-style:none}
.faq-item summary::-webkit-details-marker{display:none}
.faq-a{padding:0 18px 6px}
.faq-a p{font-size:16px}

.related{margin:40px 0 8px}
.updated{display:flex;gap:8px;align-items:flex-start;font-size:14px;color:var(--muted);margin:28px 0 40px}
.updated .i{width:18px;height:18px;margin-top:2px;color:var(--ok)}

/* notices, forms */
.notice{display:flex;gap:10px;align-items:flex-start;padding:14px 16px;border-radius:14px;background:var(--soft);margin:16px 0}
.notice.ok{background:var(--ok-bg);color:var(--ok)}
.notice.err{background:var(--err-bg);color:var(--err)}
.contact-form{padding:20px;margin:24px 0}
.hp{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}
.posts{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.post-card{padding:18px 20px}
.post-card h2{font-size:20px;margin:0}
.post-card h2 a{display:flex;align-items:center;min-height:48px;color:var(--text);text-decoration:none}
.post-card h2 a:hover{color:var(--link)}
.nf-code{font-size:88px;font-weight:700;line-height:1;margin:16px 0 8px;color:var(--blue);opacity:.18}

/* sticky result bar (mobile) */
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:40;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:var(--navy);color:#E2E8F0;font-size:14px;box-shadow:0 -8px 24px -10px rgba(15,23,42,.5);transform:translateY(110%);transition:transform .2s}
.sticky.on{transform:none}
.sticky-v{font-size:22px;color:var(--yellow);font-variant-numeric:tabular-nums}
.page-tool{padding-bottom:64px}

/* footer */
.foot{background:var(--navy);color:#CBD5E1;margin-top:24px}
.foot-in{display:grid;gap:24px;padding-top:36px;padding-bottom:16px}
.foot p{font-size:15px}
.foot-note{color:#94A3B8}
.brand-foot{color:#fff}
.foot-h{font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:#fff;margin:0 0 6px}
.foot-list{list-style:none;margin:0 0 12px;padding:0}
.foot-list a,.linkish{display:flex;align-items:center;min-height:48px;color:#E2E8F0;text-decoration:none;font-size:15px}
.foot-list a:hover,.linkish:hover{text-decoration:underline;color:#fff}
.linkish{background:none;border:0;padding:0;cursor:pointer;text-align:left;width:100%}
.foot-bottom{border-top:1px solid #1E293B;padding-top:16px;padding-bottom:24px}
.foot-bottom p{margin:0;font-size:14px;color:#94A3B8}

.toast{position:fixed;left:50%;bottom:88px;z-index:60;transform:translate(-50%,12px);max-width:calc(100vw - 32px);padding:12px 18px;border-radius:12px;background:var(--text);color:var(--bg);font-weight:700;font-size:15px;opacity:0;pointer-events:none;transition:opacity .2s,transform .2s}
.toast.on{opacity:1;transform:translate(-50%,0)}

@media (min-width:480px){.actions{grid-template-columns:repeat(4,1fr)}.actions .btn{padding:0 8px}}
@media (min-width:640px){
  .cards{grid-template-columns:repeat(2,1fr)}
  .facts{grid-template-columns:repeat(3,1fr)}
  .calc-form,.quick,.contact-form{padding:24px}
}
@media (min-width:900px){
  .calc-grid{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);align-items:start}
  .result{position:sticky;top:16px}
  .cards{grid-template-columns:repeat(3,1fr)}
  .cards-sm{grid-template-columns:repeat(3,1fr)}
  .hero{padding:20px 0 40px}
  .hero-in{grid-template-columns:1.1fr .9fr;align-items:center;gap:48px}
  .foot-in{grid-template-columns:1.4fr 1fr 1fr 1.2fr}
  .sticky{display:none}
  .page-tool{padding-bottom:0}
  .result-top{padding:24px 26px 20px}
  .result-body{padding:8px 26px 22px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}
@media print{
  .top,.foot,.ad,.actions,.sticky,.related,.crumbs,.toast,.slider,.chips,.skip{display:none!important}
  body{background:#fff;color:#000}
  .card{box-shadow:none;border-color:#999}
  .result-top{background:#fff;color:#000;border-bottom:3px solid #000}
  .big-label,.sub,.sub strong{color:#000}
  .calc-grid{grid-template-columns:1fr 1fr}
  .faq-item{break-inside:avoid}
}