How it works
Enter your current gross monthly pay, without holiday allowance. Then enter the rise. You can type a percentage, like 4%, or a fixed amount in euros per month. Tell the calculator whether you have reached AOW age.
You see right away:
- your extra net pay per month, in big numbers;
- your net pay per month now and after the rise;
- the extra net per year, including the higher holiday allowance;
- how much of the rise goes to tax;
- how much tax credit you lose, and whether you move into a higher bracket.
Why a raise feels smaller than it is
Your rise is taxed at your highest rate, not your average rate. Think of it like the top layer of your income. That layer is always taxed the most.
Your bracket
In 2026 you pay 35.75% on yearly pay up to €38,883 and 37.56% above that, up to €78,426. Above €78,426 the rate is 49.50%. A raise can push part of your pay over one of these lines.
Credits that shrink
This is the part most people miss. Two tax credits get smaller as you earn more:
- The algemene heffingskorting (general tax credit) drops by 6.398% of every euro above €29,736.
- The arbeidskorting (labour tax credit) drops by 6.51% of every euro above €45,592.
Earn between €45,592 and €78,426 a year? Then both credits shrink at the same time. Together with the 37.56% bracket, about half of every extra euro goes to tax. Below €45,592 the labour tax credit still grows a little, which softens the effect.
Things to keep in mind
- Holiday allowance grows too. A higher salary means a higher 8% holiday allowance. The yearly figure includes it.
- Pension goes up as well. If you pay a pension contribution, it often grows with your salary. That is not included here.
- A raise always pays off. You never lose net pay by earning more gross. You just keep less of the extra than you might expect.
Want to see your full new salary? Put the new amount in the gross to net calculator. Getting a bonus instead of a raise? A one-off payment works like the 13th month.